Week 11 Thoughts and Quotes

Thoughts:
 This weeks videos and talks were all very well put. In fact, I asked my husband to watch a couple of the videos. I loved learning about Jim Ritchie’s success in the Financial Fitness video, and the way he went about having enough money to live off of with the investments that he made and the different savings accounts he added two.  These are strategies that I would like to visit in the oven coming weeks and months ahead. I love the idea of having several savings account to help with budgeting needs. Also, the videos that about how difficult it is to balance a family and career when you are an entrepreneur and own your own business.   The best advice I heard was to know that there are more important things than money and if it isn’t that important then you should be able to balance your life more easily.
  What is your attitude toward money?
 I’ve always been very frugal with the way that I’ve budgeted our money. Being a stay at home mom and not wanting to go into major debt has been a huge eye opener.   Things like not eating out or getting wings from convenient stores  has helped our family to stay on budget. Debt-free life has helped us out tremendously. 
 How can your view of money affect the way you live?
 When we purchased our home this past me, a big factor was the price of it. I knew as a family I wanted to stay with in a certain price range. This was so I could ensure we could pay on our home more quickly than just making the minimum payment. I would love to travel more as a family so it was important to  come up with a mortgage that fit that need. 

 What rules are recommended for prospering?
 I feel like the best rule, would be to pay your tithing first.   Once we have given our share to the Lord, then budgeting the rest of our finances and income should follow easily. Another rule would be to add a certain percentage of our income into our savings to invest each paycheck. 

Quotes:

May I share with you a formula that in my judgment will help you and help me to journey well through mortality and to that great reward of exaltation in the celestial kingdom of our Heavenly Father.  First, fill your mind with truth; second, fill your life with service; and third, fill your heart with love. - Monson

Remember, a testimony is perishable. That which you selfishly keep, you lose; that which you willingly share, you keep. All of us benefit when we remember to magnify our callings.

Long-term studies that track satisfaction show that your level of education, race, gender and the climate of where you live will have little e ect on your sense of life satisfaction. If you are not overweight, don’t drink excessively, don’t smoke, escape early debilitating illnesses and surround yourself with loving people, you will be reasonably satis ed. Furthermore, your sense of satisfaction will increase with age. 10 Acton

Three mistakes consistently distract and mislead us: • We pursue sensual pleasures and material success for the wrong reasons.  • We misjudge how near-term events will a ect our long-term happiness.  • We all too often allow our addictive natures and lack of perspective to transform healthy self-interest into a corrosive self-centeredness.

We tend to enjoy being victims. We focus on slights and magnify pain until we are obsessed with past hurts instead of future possibilities. 

We may feel we cannot get bad thoughts out of our minds, 22 but studies show that “emotions, left to themselves, will dissipate” and you will return to your inherited baseline of happiness. 23